Protect What Matters Most

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Enagage with similar profile members to discuss new and emrging risks 

Particpate in and join ARMIC boards and committees and influence future policy decisions. 

Build equity within the buying group reciprocal structure instead of passing these costs on to an unrelated insurer or reciprocal. 

43% of Premium contributions are paid towards our SIR

Participate in regular Lunch & Learns, seminars, and other Risk Management & Inusrance related learning opportunities 

As a Reciprocal we are building strong relationship and high level of trust with our Insurance partners. Together we can establish more favorable policy terms and limits. Including access to a unique CBO program. 

As an ARMIC member you're premiums are capped, even after a large loss. ARMIC's SIR insulates our members from Insurance market volatility.